Three programs,
three real topics.
Each program addresses a specific area of personal finance that people in Thailand regularly find difficult, confusing, or under-served. No bundles, no upsells — just focused education.
Back to HomeOur Methodology
nexorain.blog programs are structured around the principle that financial understanding comes from working through real material, not from being told what to do. Each session combines explanation, worked examples drawn from Thai financial life, and practical exercises that participants apply to their own situation.
We keep groups small — typically between four and eight participants — so that discussion is genuine and questions aren't filtered by the social pressure of a large audience. Educators adapt pace and examples to who is in the room.
Toolkits, worksheets, and resource guides accompany every program. These are designed to remain useful after sessions end — not just to serve as notes during class. Participants leave with something to continue working with, not just something to read once and file away.
All programs are available in-person at our Suan Luang office or via online delivery. Both formats cover the same material; the choice depends on what works better for the participant's schedule and location.
Digital Financial Tools Orientation
A practical two-session program for anyone who wants to take better control of their finances using digital tools — apps, banking interfaces, and basic spreadsheets. No technical background is required. The emphasis is on selecting and setting up the right tools for your situation, not on using technology for its own sake.
2 sessions · in-person or online
฿3,200 per person
Program Outline
Session One — Understanding the landscape
Overview of digital finance tools available in Thailand. Criteria for selecting tools to match personal goals and habits. Hands-on comparison of leading budgeting and expense-tracking apps.
Session Two — Setup and practice
Banking app features review for major Thai banks. Personal finance spreadsheet orientation and customisation. Participants configure their chosen tools with guidance during the session.
Understanding Inflation and Purchasing Power
A two-session program that gives participants a working understanding of inflation — not just what it is, but how it has affected and continues to affect the real value of money in Thailand. Includes the difference between real and nominal returns, how CPI is calculated, and what inflation-adjusted planning looks like in practice.
2 sessions · in-person or online
฿4,800 per person
Program Outline
Session One — Inflation in context
What inflation is, how it is measured in Thailand, and what the Bank of Thailand's CPI data actually tells us. Review of Thai inflation patterns over the last fifteen years and their effects on purchasing power in Bangkok.
Session Two — Planning with inflation in mind
Real vs. nominal returns applied to personal savings and deposits. Inflation calculator workshop — participants use their own figures. Building an inflation-adjusted view of future saving goals.
Freelancer Financial Organisation
A four-session program created for independent workers in Thailand — designers, developers, consultants, translators, and others with variable monthly income. The program addresses the specific financial challenges of freelancing: managing cash flow when income is irregular, understanding Thai tax obligations for self-employed individuals, and building financial stability that doesn't depend on a predictable salary.
4 sessions · in-person or online
฿13,000 per person
Program Outline — 4 Sessions
Session One — Irregular income foundations
Cash flow management for variable earnings. Setting baseline expenses, buffer targets, and income smoothing strategies. Introduction to the freelancer financial toolkit.
Session Two — Tax basics for Thai freelancers
Thai personal income tax structure for self-employed individuals. Understanding withholding tax, filing obligations, and what qualifies as a deductible business expense under Thai Revenue Department rules.
Session Three — Records and invoicing
Setting up a simple but complete record-keeping system. Invoice awareness — what Thai freelancers should know about issuing invoices and retaining documentation for tax purposes.
Session Four — Annual planning
Building a personal annual financial plan around variable income. Savings targets, tax calendar, and quarterly check-in structure. Planning calendar walkthrough and toolkit finalisation.
Which Program Is Right for You?
A quick comparison to help you identify where to start.
| Your situation | Digital Tools | Inflation | Freelancer |
|---|---|---|---|
| New to digital budgeting apps | — | — | |
| Want to track expenses more systematically | — | — | |
| Saving long-term and wondering about inflation | — | — | |
| Want to understand real vs. nominal returns | — | — | |
| Self-employed or freelancing in Thailand | — | — | |
| Need help with Thai tax obligations as a freelancer | — | — | |
| Completely new to personal finance management |
Not sure which to start with? Get in touch — we're happy to suggest the most relevant program for your situation.
Across All Programs
PDPA-compliant data handling
All participant information is handled in accordance with Thailand's Personal Data Protection Act.
No financial product sales
Educators have no commission or referral relationship with any financial product or service provider.
Regular curriculum updates
Material is reviewed and updated at least twice a year to reflect current Thai conditions, apps, and regulations.
Post-program access
Participants may contact their educator with follow-up questions for up to 60 days after their last session.
Small cohorts
Groups are capped at eight participants to maintain the quality of discussion and allow adequate time for individual questions.
In-person and online delivery
Both formats cover identical material. Online sessions use a stable video platform; in-person sessions are held at our Bangkok office.
Program Pricing
Fixed, published pricing. No extras, no follow-on packages.
Digital Financial Tools
฿3,200
per person · 2 sessions
- 2 structured sessions
- Curated tools list
- Personal finance spreadsheet template
Inflation & Purchasing Power
฿4,800
per person · 2 sessions
- 2 structured sessions
- Thai CPI inflation calculator
- Inflation-adjusted planning worksheet
Freelancer Financial Organisation
฿13,000
per person · 4 sessions
- 4 structured sessions
- Freelancer financial toolkit
- Annual planning calendar
- Thai tax estimation guide
Have a question about a program?
There's no obligation in reaching out. We'll discuss which program fits your situation and answer any questions before you decide.
Get in Touch